Shenzhen Textile Ltd
PTP-8F2K1C9A
80 000,00 CNY
against 10 231,84 € debited, fees included
Funds received09:41
Conversion via stablecoins09:45
Transfer to China09:52
Local payout in CNY10:04
Supplier paid10:09
Your suppliers in China, paid in yuan.
Paytapay compares quotes from regulated partners, shows the total cost before you confirm and tracks every payment to your supplier’s account. China and Hong Kong first, plus Singapore, Türkiye and the Gulf.
Your funds stay with a payment institution licensed by the ACPR. Paytapay never holds them.
Pay your Chinese suppliers without waiting on SWIFT.
Every destination has its local off-ramp: your supplier receives their currency, on their usual bank account. New corridors open every quarter.
China
CNY
~25 min
Hong Kong SAR China
HKD · USD
~20 min
Singapore
SGD · USD
~20 min
Türkiye
TRY
~28 min
United Arab Emirates
AED · USD
~24 min
Three steps, zero correspondent banking.
- 01
Compare and lock the rate
Enter the invoice amount: Paytapay queries its regulated partners and shows the best all-in quote before you confirm.
- 02
Fund in EUR, as usual
A simple wire from your bank to your dedicated funding account. Your funds never pass through Paytapay.
- 03
Track until local settlement
Conversion, stablecoin transfer, local currency payout: every step timestamped live, with a payment advice on arrival. ~30 minutes.
International payments, without the black box.
| SWIFT wire | Paytapay | |
|---|---|---|
| Settlement time | 2 to 5 business days | ~30 minutes |
| Fees | Opaque, multiple correspondents | All-in, shown before you confirm |
| Exchange rate | Whatever executes | Known and fixed before you confirm |
| Tracking | “The wire has been sent” | Timestamped timeline, minute by minute |
Built like financial infrastructure.
Your funds never pass through us
Your funding account is held at a licensed e-money institution (ACPR) registered as a MiCA crypto provider. Paytapay orchestrates — it holds nothing.
Bank-grade encryption
Bank details encrypted at rest with AES-256-GCM, TLS everywhere, immutable audit logs on every payment.
Compliance by design
KYB at onboarding, per-corridor beneficiary validation, full traceability of every euro — exportable for your accounting.
Frequently asked questions
What importers ask us before their first payment.
How do I pay a supplier in China in yuan?
Add your supplier with their bank details in China, enter the invoice amount and confirm the quote. Your supplier receives yuan (CNY) on their usual bank account, and you follow every step in real time.
How much does a payment cost?
The exchange rate and fees are combined into one all-in price, shown before you confirm. Nothing is added afterwards: the amount debited is the amount quoted.
How fast is my supplier paid?
The estimated time is shown on every quote. For local-currency payouts, the target is about 30 minutes once your funds are received, versus several days for a traditional SWIFT wire.
Does Paytapay hold my money?
No. Your funds stay in an account in your name at a payment institution licensed by the ACPR. Paytapay is software: it prepares and tracks your payments without ever holding your funds.
Does my supplier need to use crypto?
No. Stablecoins are only used to move funds between regulated partners. Your supplier receives yuan, Hong Kong dollars or their local currency on their usual bank account.
Which countries can I pay?
China and Hong Kong first, plus Singapore, Türkiye and the United Arab Emirates. Available currencies depend on your supplier’s country.
What do I need to open an account?
A registered company and the usual business verification (KYB) details: registration number, directors and beneficial owners. Opening is done online.
Can I document my payments for my accountant?
Yes. Every payment has a payment advice and a timestamped history you can share with your accountant.
Your next supplier can be paid before the meeting ends.
Online account opening, fast KYB verification, no commitment.
Open an account